Risk Insights Analyst

Risk Insights Analyst

Channel and Business Risk Team (ERM)

Full-Time

Springfield, MA or Boston, MA

The Opportunity

This role on the Channel and Business Risk team within Enterprise Risk Management (ERM) focuses on driving risk insights that influence decision‑making and shape MassMutual’s strategic trajectory. The ideal candidate is a high-potential insurance or financial services professional who brings strong intellectual curiosity, research skills, and a desire to learn how senior leaders evaluate strategic choices, risks, and opportunities.

Core to this purpose is Risk Management, which seeks to influence company decisions through an enterprise view of risk and reward, helping MassMutual become the best company in the financial industry. As we embark on a range of strategic imperatives to grow our businesses, the importance of a strong risk management foundation has never been clearer.

We are particularly interested in candidates who demonstrate intellectual curiosity, strong critical thinking skills, and an eagerness to learn. Success in this role is less about arriving with all the answers and more about asking great questions, connecting ideas across discipline, and continuously developing new capabilities.

The Team

The Channel and Business Risk team is a trusted partner that leverages risk expertise to help business and executive leaders make informed decisions about risks and opportunities that could impact their ability to achieve their strategic and business objectives. To this end, the Channel and Business Risk team’s goal is to perform services that:

• Leverage broad and holistic risk expertise to specialize in cross-functional risk-related projects
• Liaise and translate with stakeholders within ERM and across MassMutual to deliver easy to distill, actionable insights and ensure business needs are surfaced
• Supercharge high value and time sensitive work that gives projects direction (re: 80/20) and hand off work to more specialized teams when appropriate

As the pace of change continues to accelerate externally and internally, we have increasing needs to monitor the external environment, make deeper use of artificial intelligence and data analytics, and generate swift insights to inform decision‑making. The role offers significant opportunities to learn from senior leaders and experienced risk professionals while developing expertise in strategic risk assessment and executive advisory work.

​The Impact

• Drive substantive strategic risk problem solving efforts by engaging stakeholders, defining key questions and conducting research and analysis related to business strategies
• Monitor the internal and external environment (e.g., industry trends, competitive dynamics, macroeconomic developments), using data analytics and AI‑assisted research tools where they add speed, perspective, or new ways of seeing risk
• Build and maintain a repeatable, scalable approach to risk monitoring and intelligence synthesis so insight generation is faster, more systematic, and less dependent on individual effort
• Apply sound professional judgment when interpreting complex, multi‑source analysis, including AI‑assisted outputs, assessing relevance, limitations, and implications for risk and reward in dynamic situations
• Translate complex risk analysis into concise executive ready communications including materials for, ERC presentations, senior leadership briefings, and board-level discussions.
• Generate impact as a trusted advisor by building the ability to see the big picture in complex and dynamic situations
• Role model behaviors such as, high energy, self-direction, strong interpersonal skills, intellectual curiosity, professionalism, inclusive behaviors, ab an orientation toward client and team success.

The Minimum Qualifications

• Bachelor’s degree or higher
• 5+ years of experience working in insurance, financial services, consulting, analytics, strategy, product, distribution, underwriting, risk management, finance, or related disciplines
• 2+ years of experience working with visualization and presentation tools such as excel, tableau, PowerPoint, or similar tools.
• 1+ years of experience conducting structured research and analysis to support business, risk, product, market, or operational questions.

The Ideal Qualifications

• Demonstrated ability to apply AI‑assisted tools to improve efficiency, deepen analysis, or generate new insights, with sound judgment
• Ability to synthesize complex information and communicate clear, data‑informed visual insights for senior and executive audiences
• Strong communication, collaboration, and project management skills
• Learning agility and comfort working in ambiguous situations where the right answer may require asking thoughtful questions, testing assumptions, and connecting information across disciplines
• Experience in product, underwriting, distribution, actuarial, operations, market research, business analysis, or rotational leadership programs within insurance or financial services.

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Channel and Business Risk Team
• Focused one-on-one meetings with your manager
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

#LI-BO1

Salary Range:

At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.

Why Join Us.

We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

MassMutual is an equal employment opportunity employer. We welcome all persons to apply.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees.  Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.  For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.